BTO IQ is a personal companion app designed to help Singaporeans manage every stage of their HDB property journey in one place. Whether you are selling your current flat, applying for a new Build-To-Order (BTO) unit, or planning a renovation, BTO IQ brings all the moving parts together into a single, organised dashboard.
The app is built for HDB flat owners and prospective buyers in Singapore — especially first-time BTO applicants, upgraders, and families navigating the complex process of selling one flat while preparing to move into another. From tracking your key collection countdown and HFE letter status, to comparing buyer offers, managing renovation budgets, storing important documents, and calculating loan repayments and sale proceeds, BTO IQ keeps every detail at your fingertips.
BTO IQ is built by an independent team of developers passionate about making Singapore's property process simpler, clearer, and more transparent for everyone. Our goal is to replace scattered spreadsheets, sticky notes, and bookmarked tabs with one calm, reliable hub you can trust throughout your entire housing journey.